Reserve your spot

Joining the waitlist will notify you when the GoodLeap Home Card is available. The waitlist does not constitute an application for credit.

The GoodLeap Home Visa Signature Card is issued by Cross River Bank pursuant to license by Visa® U.S.A. Inc. Cross River Bank acts solely as the Visa program sponsor and card issuer and is not the lender. The credit extended under this program is originated and funded by GoodLeap, LLC.

This is a Home Equity Line of Credit (HELOC) with a variable-rate revolving line of credit and installment segment options, each with its own APR. Your home is at risk if you do not make payments due. A grace period applies to new purchases: if you pay the full statement balance by the payment due date each billing cycle, no interest will be charged on those purchases. Cash outs do not have a grace period and interest accrues from the transaction date. Eligible variable rate balances may be converted to fixed rate balances during the 2-year draw period. A minimum payment of 1% of the outstanding balance plus accrued interest and fees applies to variable rate balances. Fixed rate balances will have fully amortizing payment amounts. A cash-out fee of up to 2.5% applies to cash outs and varies by state. A recording fee applies to account origination and varies by state. Rates and terms depend on credit approval, property details, and applicable state laws; final terms will be disclosed in your application package and closing documents.

GoodLeap, LLC. NMLS #30336. 8781 Sierra College Blvd. Roseville, CA 95661. nmlsconsumeraccess.org